Asset Finance
Finance to help businesses acquire the vehicles, equipment and machinery they need without necessarily funding the full purchase from existing cash reserves.
Whether you are purchasing new or used equipment, replacing vehicles, upgrading machinery or investing in assets to support business growth, BAT can help explore suitable asset finance options.
Cashflow Finance
Finance to help businesses manage the gap between money going out and money coming in.
Whether you are dealing with seasonal fluctuations, waiting for customers to pay, funding growth or facing a temporary working capital shortfall, BAT can help explore commercial finance options designed around your cash-flow requirements.
Invoice Finance
Unlock cash tied up in outstanding customer invoices and improve business cash flow without waiting for customers to pay.
Invoice finance can help businesses manage working capital, fund growth, purchase stock, meet payroll and cover day-to-day costs while maintaining a healthy cash flow.
Trade Finance
Finance to help businesses fund the purchase and movement of goods, particularly where there is a gap between paying suppliers and receiving payment from customers.
Whether importing stock, purchasing goods for resale or managing larger orders, trade finance can help businesses support cash flow, take on new opportunities and continue trading without tying up all of their available working capital.